VPS gives PushPOS a fully transparent revenue share model — you keep the margin your merchants generate above our flat cost structure. No black box, no surprises.
2,000 merchants modeled
$50K avg volume / merchant
2.9% blended merchant rate
1.3% net spread
Partner keeps 100% above VPS costs
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Why This Partnership Makes Sense for PushPOS
PushPOS already owns the merchant relationship across restaurants, cafes, and bars. Payment processing is a natural extension — and with VPS powering the backend, you earn on every transaction your merchants run without building any infrastructure. Our model is simple: we charge a flat cost structure, you keep everything above it. The bigger your portfolio grows, the more you earn.
Revenue Model
Per-Merchant Revenue Waterfall
Every merchant processing $50,000/month at a 2.9% blended rate generates the following. Interchange is 1.6% — the remaining 1.3% spread is what you and VPS divide via a simple cost-above model.
Merchant pays — 2.9% blended rate
$50,000 monthly volume × 2.9%
$1,450.00
Less: interchange (paid to card networks)
$50,000 × 1.6% — Visa/MC/Amex passthrough
— $800.00
Gross Spread — 1.3% of volume
Gross spread available
Revenue above interchange cost
$650.00
Less: VPS volume fee (.20% tier on $50K)
Portfolio-wide tiered rate — see tier table below
— $72.50
Less: VPS per-transaction fee ($0.05 × 1,000)
1,000 transactions at $50 average ticket
— $50.00
Less: monthly reporting fee
$10 flat per merchant per month
— $10.00
PushPOS Keeps 100% of the Remainder
PushPOS net per merchant / month
After all VPS costs — yours to keep entirely
$517.50
Note on volume fee: The $72.50 above uses the tier 1 blended average across the portfolio. As your portfolio grows past $30M and $60M, the effective rate steps down — see the tier table below. At 2,000 merchants ($100M total), your blended vol fee drops to $72.50/merchant avg.
Volume Tiers
Portfolio-Wide Volume Fee Schedule
Volume fees are calculated on your total portfolio volume — not per merchant. As your book grows, you unlock lower rates on incremental volume.
Tier
Rate
Portfolio Volume Range
Monthly Fee in Tier
At 2,000 Merchants ($100M)
Tier 1
.20%
$0 – $30M
Up to $60,000
$60,000
Tier 2
.15%
$30M – $60M
Up to $45,000
$45,000
Tier 3
.10%
$60M+
Uncapped
$40,000
Total portfolio vol fee at $100M (2,000 merchants)
$145,000
Blended effective rate on $100M
0.145%
Average vol fee per merchant
$72.50
Fee Schedule
Complete VPS Cost Structure
Everything VPS charges PushPOS — fully transparent, no hidden fees.
Recurring Monthly
Fee
Rate
Volume fee (portfolio-wide tiered)
.20% / .15% / .10%
Per transaction / auth
$0.05 / txn
Monthly reporting fee
$10 / merchant
One-Time
Fee
Rate
Merchant boarding / activation
$30 / merchant
Subsequent merchants
$30 each
PushPOS Keeps
Everything above VPS costs
100% yours
No rev share, no split
Clean margin
Portfolio Economics
2,000 Merchant Portfolio Snapshot
What the full 2,000-merchant deployment looks like on a monthly basis — $50K volume per merchant, 1,000 transactions at $50 average ticket.
Total portfolio volume
$100M
per month
Total transactions
2M
per month
Gross spread (1.3%)
$1.3M
above interchange
PushPOS net / merchant / mo
$517.50
after all VPS costs
PushPOS net / month
$1.035M
2,000 × $517.50
PushPOS annual revenue
$12.42M
from payments alone
Growth Trajectory
Revenue at Every Stage
Every merchant PushPOS activates adds $517.50/month in net payment revenue — with VPS handling all processing infrastructure behind the scenes.
Merchants
Portfolio Vol
Vol Fee
Txn Fee ($0.05)
Reporting
PushPOS Net/mo
PushPOS Annual
500
$25M
$50,000
$25,000
$5,000
$245,000
$2,940,000
1,000
$50M
$90,000
$50,000
$10,000
$500,000
$6,000,000
2,000modeled
$100M
$145,000
$100,000
$20,000
$1,035,000
$12,420,000
5,000
$250M
$295,000
$250,000
$50,000
$2,655,000
$31,860,000
10,000
$500M
$545,000
$500,000
$100,000
$5,355,000
$64,260,000
Boarding revenue: At $30/merchant one-time, 2,000 merchants = $60,000 collected at activation. Not included in monthly figures above.
The VPS Platform
What PushPOS Gets Access To
VPS is a full-stack payments infrastructure — not a referral program. PushPOS plugs in and immediately has enterprise-grade processing, billing, and risk management for every merchant in your portfolio.
⚡
NMI Gateway
Enterprise payment gateway with full reporting visibility — the same infrastructure powering thousands of merchants.
📊
Live Reporting
Real-time transaction dashboards and portfolio-level visibility — you always know exactly what your merchants are doing.
🛡️
Chargeback Management
Automated RDR, CDRN, and Ethoca alert handling via Disputifier — protecting your merchants' processing accounts.
🏦
Automated ACH Billing
Daily automated billing runs — no manual invoicing, no collections overhead. Costs are deducted cleanly every cycle.
🚀
Fast Merchant Onboarding
Digital MPA flow with e-signature and automated activation. Merchants go live in hours, not days or weeks.
🔗
POS Integration Ready
Built to connect with existing POS stacks — a natural fit for PushPOS merchants who need seamless payment processing at the point of sale.
See It Live — Two Ways to Explore VPS
Explore our full partner demo platform or send your merchants directly to the PushPOS-specific onboarding portal — powered by VPS, branded for your team.
At 2,000 merchants averaging $50K/month, PushPOS generates $517.50 net per merchant — $1.035M/month and $12.42M annually in pure payment revenue. You keep 100% above VPS's flat cost structure. No revenue share. No black box. Every restaurant, cafe, and bar in your portfolio is an incremental $517.50/month added to your bottom line — with VPS handling the gateway, billing, compliance, and chargeback management entirely behind the scenes.
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